Why wait, get the work done now.

Get the job done straight away with Traderate. A safe, secure and flexible way to pay it off over 8 weeks.

The new way to pay for home improvement

Safe, secure, flexible...

You know when you need to get work done and you need a tradie, but the cost delays you doing the work?

Unexpected repairs and maintenance costs impact your immediate budget.

With Traderate you can get the job done straight away.

Our maximum spend limit of $2,000 allows you to get just about anything you need done today.

Pay your way

1. Weekly

You'll pay your first instalment at the time of purchase, and the remainder evenly spread out across your payment period selected.


2. Fortnightly

With interest-free instalments, You can select your payment period and we'll send you regular reminders to keep you on track with payments.


3. Monthly

By providing you with more payment options the process is made easier for you to afford your next job, getting work done has never been so easy


With Traderate you can get the job done straight away.

Our convenient online payment plan lets you choose your preferred payment option over 8 weeks.

Whether it's for renovation or repair, or simply time to upgrade.

Why should you have to wait? It's about getting the work done today.

Traderate is a safe, secure, and flexible way to pay over 8 weeks.

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How it works

1. You get the job done

So your tradie has finished and you're ready to pay, simply click on the Traderate link on your invoice or go to our website.


2. We pay your tradie

Once you make the initial payment, Tradetrate pays your tradesperson in full within 24 hours.


3. You pay over time

Sit back and enjoy your new home improvement as you pay over 8.


Get started today

Interest free way to pay over 8!
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My HWS needed replacing - what an absolute saviour!

Mark Robinson
Templestowe, VIC
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Plumber did a great job and paying was easy.

John Lethbridge
Geelong, VIC
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The new AC is a dream, this is the best way to get work done around the house.

Meg Riley
Melbourne, VIC
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My Electrician told me about Traderate, it made the decision easy, so I hired him on the spot.

Anne Donnelly
Carlton, VIC


Wanting to know more?

How easy is it to get started?
  • Traderate makes it real easy to get started, you simply register your business and we send a URL to add to both your quote & invoice templates, you're then offering instalment payments within minutes.
What repayment options do you offer?
  • Traderate allows you to pay for your purchase over equal instalments due on a weekly, fortnightly or monthly basis after an initial 20% deposit. You can use your Visa or MasterCard.
How much can I spend with Traderate?
  • Traderate have a maximum spend limit of $2,000.
What happens if I miss a payment?
  • We’ll attempt to charge your account 3 times. If the repayment is still unsuccessful, we’ll get in contact with you.
Can I change my repay day?
  • Your Repay Day is based on the day of the week you complete your deposit with us. So, if you set up a Traderate payment on a Tuesday, your repayments will come out every Tuesday based on your weekly, fortnightly or monthly selection. Payments are usually taken between 2am-5am. If you need to change your Repay Day just let us know by sending us an email to info@traderate.co.
Does Traderate affect my credit rating?
  • No. However, we do reserve the right to report negative activity on your account to credit rating agencies.
What if I'm unhappy with the service provided?
  • Traderate are responsible for the facilitation of payment. In case of a fault or issue with quality of workmanship provided, Traderate encourage you to contact your trade business immediately. If you have a dispute which cannot be resolved directly with the tradesperson or company, we advise you to contact your state Consumer Affairs office and provide full detail in relation to the matter.  
Can I use my Credit Card?
  • Traderate accepts VISA and Mastercard Credit and Debit cards for payment.
Is Traderate safe and secure?
  • At Traderate our number one priority is the protection of your data. We use the Stripe Payment Platform who have been audited by a PCI-certified auditor and is certified to PCI Service Provider Level 1.

    This is the most stringent level of certification available in the payments industry. To accomplish this, we make use of best-in-class security tools and practices to maintain a high level of security.
What is Financial Hardship ?
  • Financial hardship can happen to anyone. If you are struggling to keep up with bills or repayments, you may be experiencing financial hardship. We want you to know that we are here to help. If you are having trouble making repayments, we can work together to make a plan to get you back on track. We encourage customers to get in touch with us as soon as possible. The sooner you contact us, the better. We will talk through the circumstances to understand what options are available to help improve your situation.

Other Resources ?
  • You may wish to access independent financial counseling and support including through the National Debt Helpline which is a free independent government service. You can find step by step guides, as well as access to financial counselors in your state via its hotline 1800 007 007.

Pay your way with Traderate

Why wait, get your job done today!

Get started